CRE Bridge Loans in Miami

Commercial bridge loans are very much like hard money for commercial real estate loan requests and are generally in excess of $1MM. The underwriting is asset based with a strong focus on defining a clear exit strategy. 

Bridge loans are the gold standard credit facility for non-stabilized CRE property acquisition or refinance deals where the sponsor intends to complete some task such as improving the property, finding tenant(s), securing permanent financing, or selling the asset. Because non-stabilized properties usually lack adequate cash flow, DSCR ratios are typically ignored when underwriting such loans. 

Finally, bridge loans are a great way to cash out substantial amounts of equity in short amount of times in order to accommodate imminent capital events or financial emergencies, without undergoing the grueling and extensive process of a bankable commercial loan request. 

Other Commercial Loan Products:

• CRE Stated Loan
• Conduit CMBS
• SBA 504 Loan
• CRE Conventional
• HOA Loans