Fast & Flexible Hard Money & Private Money Loans in Miami

Miami's Trusted Source for Real Estate Financing When You Need It Most

Hard money and private money loans provide fast funding backed by real estate.

Unlike banks, which focus on your credit score, we consider your property’s value to make quick lending decisions.

Whether you’re buying a property in Brickell, renovating in Coral Gables, or developing in Wynwood, we understand the local landscape and provide solutions that work for Miami investors.

Why Choose Southeast Lending Group over traditional banks:

Speed: Close deals in days, not months
Local expertise: Decades of experience in Miami real estate
Flexibility: We consider deals that banks won’t touch
Personalized service: Direct access to decision-makers

Miami Hard Money Lending: Fast Funding for Local Real Estate

Hard money loans are short-term loans secured by real estate, perfect for investors who need quick capital. We’ve streamlined the lending process for Miami’s fast-moving market.

Typical terms for our Miami hard money loans:

Loan amounts: $100,000 to $5 million+
Terms: 6-24 months
Interest rates: Starting at 8%
Funding speed: As quick as 3-7 days
Loan-to-value: Up to 75% of the property value

Note: These figures are examples only. Every loan situation is unique, and actual terms will vary based on property specifics, borrower qualifications, and current market conditions.

The Miami real estate market moves quickly, with opportunities appearing and disappearing fast. Our local presence means we understand neighborhood values, market trends, and growth potential throughout Miami-Dade County.

How Miami Private Money Lenders Work

Private money comes from individuals or companies like Southeast Lending Group, which funds loans based primarily on property value rather than borrower credentials.

Our private lending approach:

We assess the property’s value and potential
We make decisions based on the deal, not just your credit score
We offer customized terms that fit your specific project
We close quickly so you don’t miss opportunities

Private vs. Hard Money: While similar, our private money options often feature more flexible terms and personalized structure. We take time to understand your investment strategy and create a funding solution that aligns with your goals.

The Benefits of Hard Money Loans in Miami

When traditional financing isn’t an option or doesn’t fit your timeline, hard money loans provide critical advantages:

Investor advantages:

Quick closings: When good deals appear, you need to move fast
Asset-based approval: Your property’s value matters more than your credit history
No lengthy income verification: Less paperwork and fewer hurdles
Renovation financing: Funds for both purchase and repairs
Bridge loan potential: Cover gaps between property transactions

Miami-specific benefits:

Local knowledge of Miami’s diverse neighborhoods and property types
Understanding of Florida’s foreclosure and real estate laws
Experience with Miami’s unique property challenges (flood zones, older buildings, etc.)

Our Hard Money Lending Process

We’ve simplified the borrowing process to get you funded quickly:

Initial consultation: Call (305) 799-9904 to discuss your project
Property evaluation: We assess the real estate securing the loan
Offer terms: Receive a clear outline of rates, fees, and terms
Documentation: Submit required paperwork (much less than traditional loans)
Closing: Receive funds and close your deal

What we need from you:

Property details and photos
Purchase contract (for acquisitions)
Renovation budget (if applicable)
Exit strategy explanation
Basic financial information

Get Funded Fast - Start Your Miami Real Estate Projects Today

Don’t let slow bank financing cost you deals. At Southeast Lending Group, we bring decades of experience to help you secure the funding you need for Miami real estate opportunities.

Our team of mortgage experts can structure hard money and private money loans that banks simply can’t match for speed and flexibility.

Call (305) 799-9904 now for same-day pre-approval or to discuss your funding needs.

Southeast Lending Group – Miami’s trusted source for hard money and private lending solutions when timing matters most.

Contact

8500 SW 8th Street Suite 220
Miami, FL 33144
Tel. 305-799-9904